Ottawa's mortgage market runs on brokers who shop dozens of lenders on a buyer's behalf, and the city has a deep bench of them, from downtown boutique shops to franchise offices out in Kanata. This list was put together by cross-referencing brokerage websites, Google review counts, and independent directories like ThreeBestRated and WOWA.ca to find brokers who are verifiably active in the Ottawa region right now.
1. Chris Allard Mortgage Team
Area: Ottawa, including Barrhaven, Kanata and Orleans · Specialty: first-time buyers, bad credit, construction and commercial mortgages · Rating: 4.7 on ThreeBestRated
Chris Allard has been named Best Mortgage Broker in Ottawa at the Top Choice Awards and sits in the DLC Hall of Fame, with recognition as one of the top 75 mortgage brokers in Canada. The team leans into complicated files, divorce buyouts, declined applicants, multi-residential and construction financing, which makes them a fit for buyers whose situation isn't a straightforward pre-approval.
2. Andrew Thake
Area: Westboro, Nepean, Barrhaven, Orleans, Stittsville, Kanata, Manotick and central Ottawa neighbourhoods · Specialty: first-time buyers, self-employed and non-resident mortgages · Rating: 5.0 (450+ reviews, per broker's site)
Andrew Thake has over 20 years in the mortgage business and was named to Canadian Mortgage Professional magazine's Top 75 Mortgage Brokers list in 2026. Clients consistently point to his availability and hand-holding through the process, which is why he's a repeat pick for first-time buyers navigating Ottawa's market for the first time.
3. CMS Mortgages
Area: Ottawa and Eastern Ontario, including Kingston, Belleville and Peterborough · Specialty: government employees, tech professionals, military and self-employed borrowers · Rating: 5.0 on Google (210+ reviews) · Since: 1988
A family-run brokerage with nearly four decades behind it, CMS built its niche around borrowers with complicated income, pensions, performance pay, stock options and contract work, that don't fit neatly into a bank's standard application. That makes them a strong option for federal public servants and tech workers with non-salary compensation.
4. TopRankinMortgages
Area: Ottawa, including Orleans, Kanata, Barrhaven, Nepean and Stittsville · Specialty: first-time buyers, self-employed, new Canadians and alternative lending · Rating: 5.0 on Google (329 reviews) · Since: 2014
Run by Sean Rankin, this brokerage shops more than 50 banks, credit unions and private lenders and advertises itself as Ottawa's highest-rated mortgage agent, a claim its review volume backs up. The range of scenarios covered, from agricultural properties to debt consolidation, suggests a broker comfortable outside the standard purchase-and-renewal box.
5. Capital Mortgages
Area: Ottawa and surrounding region, headquartered in Kanata · Specialty: residential and commercial lending, construction and reverse mortgages · Since: 1999
Capital Mortgages is one of the older independent brokerages still operating in the region, part of the Mortgage Centre Canada network with access to more than 35 lenders and a team of over 50 staff. Its longevity and larger back office make it a reasonable choice for buyers who want a brokerage with institutional depth rather than a single-agent shop.
6. Ottawa-Carleton Mortgage Inc.
Area: Ottawa-Carleton region · Specialty: pre-approvals, private mortgages, investment and self-employed mortgages · Rating: 4.5 on ThreeBestRated · Since: 1989
Broker Steven King operates under a firm that has originated billions of dollars in mortgages since 1989, one of the longest track records on this list. The brokerage's age and breadth, spanning transfers, switches and commercial files alongside standard purchases, suit buyers who want a broker who has already seen most possible scenarios.
7. Referral Mortgages
Area: Ottawa, based on Carling Avenue · Specialty: bad credit, first-time buyers, commercial and investment property mortgages · Since: 2013
Referral Mortgages positions itself around matching clients to lenders without rigid bank qualifiers, which is useful for buyers who've been turned down elsewhere or who have real estate investing ambitions beyond a single property. It's a smaller, central Ottawa shop rather than a multi-office network.
8. The Mortgage Advisors
Area: Ottawa, with a head office on Queensview Drive and seven offices total · Specialty: debt consolidation, equity access and commercial mortgages · Since: 2012
With more than 50 brokers and agents across its network, The Mortgage Advisors is one of the larger local operations on this list, licensed and BBB-accredited under Verico. The size of the team means clients get matched with an agent rather than working with one specific name, which can mean faster turnaround on files.
9. Mortgage Brokers Ottawa, Thiet Le
Area: Ottawa, based on Woodward Drive, licensed across Ontario · Specialty: bilingual service, first-time buyers, reverse mortgages for 55+
Thiet Le works with clients in both Vietnamese and English, a detail that shows up repeatedly in how the brokerage is described online, and covers reverse mortgage products for older homeowners alongside standard purchase and refinance work. That combination makes this a practical option for Ottawa's Vietnamese-speaking community specifically.
10. Dominion Lending Centres, Integrity Financing
Area: Ottawa region, part of the national DLC network · Specialty: mortgage renewals, self-employed borrowers, CHIP reverse mortgages and commercial leasing
As a local office of Dominion Lending Centres, one of Canada's largest brokerage networks, Integrity Financing gives Ottawa clients access to the lender relationships and product range of a national franchise, including CHIP reverse mortgage and leasing products that smaller independent shops don't always offer. It suits buyers who want a well-known brand name behind their broker.
How We Built This List
This list was compiled from publicly available sources, brokerage websites, Google review counts referenced on those sites, and independent directories including ThreeBestRated and WOWA.ca. Nobody on this list paid for placement, and ottown has not tested, visited, or independently verified any of these businesses beyond what is stated on their own sites and third-party review platforms. Details were last reviewed in August 2026 and may have changed since; always confirm current rates, licensing and reviews directly with a brokerage before choosing one.
Sources: WOWA.ca's Ottawa mortgage broker roundup, ThreeBestRated's Ottawa mortgage broker rankings, and the individual brokerage websites linked above.
