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Ontario Land Transfer Tax

Calculated using Ontario's tiered LTT brackets. First-time buyers receive a rebate up to $4,000.

Not financial advice. This tax calculator is for educational and illustrative purposes only. Results are estimates and do not account for all individual circumstances. Always consult a licensed mortgage professional, financial advisor, or real estate lawyer before making any financial decisions.

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Tax Breakdown

0.5% on first $55,000$275
1.0% on $55,001–$250,000$1,950
1.5% on $250,001–$400,000$2,250
2.0% on $400,001–$2,000,000$5,000

Land Transfer Tax

$9,475

Purchase Price$650,000
LTT Before Rebate$9,475
LTT Payable$9,475

Good to know

  • • LTT is due on closing day, paid through your lawyer
  • • Ottawa has no municipal LTT (unlike Toronto)
  • • New builds may have HST on top — ask your agent